Private Lending
Open for Business

We turn urgent needs into immediate opportunities.

Q Credit is your trusted Australian Non-Bank lender specialist for mortgage-backed short-term finance. We provide rapid, flexible funding secured by first or second mortgages, ensuring you meet critical deadlines without delay.

The Q Credit Offering

Q Credit understands the Western Australian market and offers deep insights to help you make confident financial and investment decisions.

First mortgage funding on business and investment loans

Short Term loans from 3 months

Longer Term Loans up to 3 years

Interest can be paid monthly or capitalised into the loan amount

Flexible LVR 
up to 75%

Second Mortgage and Mezzanine Funding available on a case by case basis

Short Term
Bridging Loans

Development and Construction
Funding

Business and Investment Loans

Benefit from
local expertise

Western Australian based, Q Credit have an intimate knowledge of the WA market that results in quick credit decisions on your funding requirements.

The Q Credit
Difference

Q Credit understands the Western Australian market and offers deep insights to help you make confident financial and investment decisions.

Personalised Service

Every Q Credit loan is tailored to your specific needs, with direct access to decision-makers for a smooth, client-focused experience.

Responsiveness

Fast assessment and approval processes mean urgent business funding is delivered when you need it most—helping you act quickly in time-sensitive situations.

Local Expertise

As a Perth-based lender, Q Credit offers market insights and flexible solutions designed specifically for Western Australian businesses and investors.

Flexible Funding Options

Common sense funding solution with a strong emphasis on the character of the borrower and the property security being offered.

Trusted Reputation

Q Credit is known for helping local businesses overcome funding gaps and seize growth opportunities—with transparent and reliable service.

“Q Credit stepped in when our business was facing urgent legal deadlines, delivering fast, tailored funding that helped us resolve our tax issues and avoid costly penalties. Their responsive service and local expertise made a real difference.”

— Client