Benefit from over 50 years combined private lending experience

Q Credit (formerly Quantum Credit) is an established, independent, and self-funded finance provider dedicated to serving Australian businesses. Our mission is to provide swift, innovative, and reliable capital solutions where traditional banks fail to deliver on speed or flexibility. A Perth based lender specialising in mortgage-backed short-term business and investment loans. We provide fast, flexible funding for urgent needs such as business expansion, commercial property development, bridging finance, shareholder buyouts, debt refinancing, construction completion, and working capital.

How Q Credit can assist you

Fast, Flexible Business Lending

As a self-funded entity, we make fast credit decisions in-house, offering you certainty and speed that few competitors can match. We are your one-stop-shop for all short-term business loan needs. Based in Perth, WA, but with a national focus, we specialise exclusively in property-backed short-term lending. We understand that time is often the most critical factor in business. Our flexible credit policy and direct funding model mean we cut through the red tape, allowing us to approve and fund complex bridging loans and urgent working capital quickly and efficiently.

We are the definitive one-stop-lender for all your short-term business and investment loan requirements. Our proven capacity allows us to structure finance securely, accepting first mortgages, second mortgages, or a mix of both as collateral.

We deliver fast, reliable finance that moves at your pace:

  • Same-Day Credit Approval Process: Swift loan assessments supported by a flexible and accommodating credit policy.
  • Unique Solutions: We craft innovative, customized business and investment financing options.
  • Documents in 48 Hours: Legal paperwork is ready for review within two days of signing the term sheet.
  • Funding in 48 Hours: Loan settlement is finalised within 48 hours of signing the legal documents.
  • Optional Rollovers: Access to continuation facilities when needed.