Emergency Funding to Secure High-Value Stock
Challenge: Securing Critical Stock Shipment Against the Clock
A borrower faced an extremely urgent deadline: they needed a $500,000 part payment by Monday morning to secure a shipment of stock worth several million dollars. With daily holding costs in the tens of thousands, any delay was financially devastating. The client approached Q Credit at 4:00 PM on a Friday—a time when traditional finance operations cease.
Solution: Weekend Dedication and 48-Hour Funding
Q Credit immediately treated the request as critical. Leveraging our internal efficiency and flexible structure, we committed to solving the problem over the weekend:
- The transaction was approved that Friday afternoon using first mortgage security.
- We made a special arrangement with our solicitors to draft and finalise all legal documentation over the weekend.
- Funding was provided precisely on the Monday morning deadline.
Outcome: Deadline Met and Business Secured
Q Credit’s commitment ensured the borrower met the payment deadline, secured the high-value stock, and avoided massive holding costs and potential business disruption. Two months later, the client successfully refinanced the first mortgage with a traditional bank, using those funds to promptly settle the Q Credit loan.
This case perfectly illustrates Q Credit’s defining commitment: We deliver urgent cash requirements when time is everything, even when others can’t answer the phone!
