Over 50 years combined private lending experience
Q Credit is a well-established and reputable short term business finance company that is institutionally backed and independent of any Australian banking or broking group.
When you rely on fast capital, every day counts. The Q Credit model is designed to eliminate banking red tape, providing quick, decisive answers and rapid funding for your business or investment.
- We understand how critical a quick answer to your scenario is.
- Deal directly with the person capable of making the credit decision.
- Common sense funding solution with a strong emphasis on the character of the borrower and the property security being offered.
- A boutique operation gives Q Credit the capacity to act fast.

Q Credit provides urgent finance
Small and medium businesses often find that the banking system is not able to meet their needs for short term finance due to long assessment and settlement periods, and a generally inflexible “tick all the boxes” approach to lending. Q Credit provides urgent finance when banks can’t assist or your scenario doesn’t allow for clunky banking assessment processes.
Small and medium business owners across Australia can access short term loans between $100,000 and $5 million for:
- Commercial property finance for purchase and development
- Property Development Finance
- Short Term Business Finance
- Working capital finance
- Creditor payments (including ATO debts)
- Business investments /expansion
- Debt refinancing loans
- Buying out a shareholder/partner
- Construction completion
While Q Credit loans provide flexible funding for business loan terms up to 36 months, with a further short extension possible upon application, longer term finance can be facilitated if required.


