Overview
The traditional banking system often fails to meet the urgent short-term finance needs of property developers and small to medium businesses (SMBs). This is typically due to inflexible, “tick-all-the-boxes” lending criteria and unacceptably long assessment and settlement periods.
Q Credit’s products are specifically designed to fill this crucial funding gap.
We provide urgent, property-backed finance when banks can’t assist, offering a flexible and rapid solution that ensures:
- Developers can secure the necessary capital for completion, cash deposits, or bridging requirements.
- SMBs can access quick funds for immediate opportunities, working capital, or debt resolution, even if their financials aren’t “bank ready.”
Our focus is on speed, security, and flexibility, ensuring your business meets critical deadlines without delay.
Our Products
Features and Terms
Do you need to act fast to secure the deal? We are your logical choice if a mainstream lender cannot meet the time constraints of your funding requirements.
- Interest Rate – From 8.95%
- LVR – Up to 75%
- Security – Residential or Commercial
- Term Loan – Up to 36-months
- Purpose – Investment or Business Use
- No Early Termination Penalties
Features and Terms
We understand construction funding and have hands-on experience to ensure the funding meets your needs in a timely manner.
- Interest Rate – From 8.95%
- LVR – Up to 75%
- Security – Residential or Commercial
- Term Loan – Up to 36-months
- Purpose – Investment or Business Use
- No Early Termination Penalties
Features and Terms
We might have a solution if you’re struggling to meet the banks traditional “tick all the boxes” requests.
- Interest Rate – From 8.95%
- LVR – Up to 75%
- Security – Residential or Commercial
- Term Loan – Up to 36-months
- Purpose – Investment or Business Use
- No Early Termination Penalties
Features and Terms
We understand business and also understand the pressures that can come from demands of the ATO.
- Interest Rate – From 8.95%
- LVR – Up to 75%
- Security – Residential or Commercial
- Term Loan – Up to 36-months
- Purpose – Investment or Business Use
- No Early Termination Penalties
Features and Terms
We will consider all sensible business finance providing it is mortgage backed.
- Interest Rate – From 8.95%
- LVR – Up to 75%
- Security – Residential or Commercial
- Term Loan – Up to 36-months
- Purpose – Investment or Business Use
- No Early Termination Penalties
“We used Q Credit to instantly clear a large tax bill. The funding speed was impressive, but the real benefit was the flexible and fair repayment terms. We settled the debt without strangling our daily cash flow, thanks to a well-structured short-term solution over 18-months that was tailored for our business recovery.”
— Sarah L., Retail Group Owner
